Contact information 

Please notice that PAM and Unemployment Fund helplines are experiencing high call volumes especially in the morning. Answers to many questions is found on our web site.

Membership services

030 100 630 10 am to 2 pm

Employment advice

030 100 625  10 am to 2 pm

Unemployment benefit advice 

020 690 211 10 am to 2 pm

Service hours during summer

The telephone services  in the summer from Monday to Tuesday and Thursday to Friday between 10 am and 2 pm. 

PAM's regional offices will be closed from 5 July until 30 July, except forthe Helsinki-Uusimaa regional office, which is open the whole summer.

Employer bankruptcy

A debtor (in this case, the employer) who is unable to pay their debts can be declared bankrupt. The number of bankruptcies may increase in the coming months because of the corona pandemic. 

Bankruptcy is declared by the district court. The bankruptcy process may be initiated by the debtor (employer) company or by one of their creditors. The district court will appoint a lawyer operating in the location of the company as the administrator of the bankruptcy estate.

On this page you will find answers to the questions below. To get to the answer, scroll down the page or click the question. 

My employer went bankrupt. Can the employer dismiss me immediately?
My employer went bankrupt. Where can I request a certificate of employment? 
My employer went bankrupt. Can I claim my unpaid wages through pay security? 

My employer went bankrupt. Can the employer dismiss me immediately?
In the event of a bankruptcy, a contract of employment may be terminated by either the employer or employee with a 14-day notice period. This right to terminate pertains to all employment contracts, both fixed-term and permanent ones. Bankruptcy is also legal grounds for terminating the employment contract of an employee on family leave.

The bankruptcy estate may conclude a new fixed-term contract with an employee. This is fairly common in situations where staff are still required, for example for the duration of the company’s clearance sale.

My employer went bankrupt. Where can I request a certificate of employment?
In the event of a bankruptcy, the administrator must issue certificates of employment to the employees. The certificate may include the duration of the employment, the duties of the position and the reason for termination. However, the administrator cannot evaluate the performance of an employee, only the employer may do this.

My employer went bankrupt. Can I claim my unpaid wages through pay security?
As soon as the bankruptcy process begins, the administrator must immediately draft a list of outstanding employee claims. The administrator must cooperate with the Centre for Economic Development, Transport and the Environment to determine which claims can be paid through pay security. However, the responsibility lies with the employee: the employee must draft a pay security application, if the administrator will not do it.

The application for pay security must be submitted within three (3) months of the intended payment date of the salary. 

Read more about pay security and the application process here.