Unemployment Fund

If you work in a private service sector, you can insure yourself in case of unemployment with the Unemployment Fund of Service Union United PAM. The Unemployment Fund pays earnings-related unemployment allowance to its unemployed members during periods of unemployment. The amount of your earnings-related unemployment allowance depends on your income before unemployment and it is usually higher than the basic unemployment allowance paid by the Social Insurance Institution of Finland (Kela). The Unemployment Fund also pays its members job alternation compensation for periods of job alternation leave.

Please notice: The Unemployment Fund is trying out slightly shorter telephone service hours starting from Monday 28 October, 2019. The Unemployment Fund is onwards serving Monday to Friday between 10 am and 2 pm.

Wiki: What to do if you become unemployed

In order for you to be eligible for this allowance, you must fulfil certain conditions, which are listed on the site for The Federation of Unemployment Funds in Finland.

Adjustment of earnings-related unemployment allowance changed on 1 April 2019

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The Unemployment Fund took into use electronic decisions starting Monday 15 April 2019

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The level of activity of the unemployed as well as laid-off and part-time employees is monitored from 1 January 2018 on a cycle of payment periods of 65 benefit days.

If you are not sufficiently active the benefits paid to you after the period of 65 payment days will be reduced for the following period of 65 payment days.


You can manage most unemployment fund matters online. Check out our online service!

Guide to Unemployment Fund Benefits

Published by the Federation of Unemployment Funds in Finland (TYJ), this guide provides basic information about the benefits paid by unemployment funds. Check out the Guide to Benefits 2019.