Contact information 

Please notice that PAM and Unemployment Fund helplines are experiencing high call volumes especially in the morning. Answers to many questions is found on our web site.

Membership services

030 100 630 10 am to 2 pm

Employment advice

030 100 625  10 am to 2 pm

Unemployment benefit advice 

020 690 211 10 am to 2 pm

Service hours during summer

The telephone services  in the summer from Monday to Tuesday and Thursday to Friday between 10 am and 2 pm. 

PAM's regional offices will be closed from 5 July until 30 July, except forthe Helsinki-Uusimaa regional office, which is open the whole summer.

Earnings-related unemployment allowance

Updated: 12.07.2021

On this page, you find general information about earnings-related unemployment allowance. You can find instructions for how to apply for earnings-related unemployment allowance here

Who can get earnings-related unemployment allowance?
Other conditions for claiming earnings-related unemployment allowance
Maximum payment period 
Additional days
5-day waiting period
Amount of allowance
Increases in the amount of allowance
Expense allowance
Mobility allowance 
Holiday and earnings-related unemployment allowance
 

Who can get earnings-related unemployment allowance?

Earnings-related unemployment allowance can be paid to members between the ages of 17 and 64. However, members under 25 years old have different conditions for earnings-related unemployment than members over 25. 

If you are between 65-67 years and laid off from a permanent job, you are not able to work due to the weather or an industrial action taken by other employees or your employer, you might be entitled to earnings-related unemployment allowance. Read more about earnings-related unemployment allowance during a lay off here. 

You can find short instructions for applying unemployment allowance here or download a checklist.  

Other conditions for claiming earnings-related unemployment allowance

Earnings-related unemployment allowance can only be paid once you have been registered as a jobseeker at the TE Office. All applicants -unemployed, laid off workers and part-time workers - have to be registered at the TE Office. The Unemployment Fund always needs a labour policy statement from the TE office. Registration is valid immediately, but cannot be applied retrospectively to, for example, the previous day. Earnings-related allowance can only be paid during days in which you are registered at the TE Office.

If have a part-time job, gig work or a small-scale business, you might be eligible for earnings-related unemployment allowance while working. Read more about adjusted earnings-related unemployment allowance here

In addition to having registered as a jobseeker, you also have to fulfill the 26 week membership and employment conditions. Working 26 weeks is required for the payment of earnings-related allowance. In other words, you can receive earnings-related if you have worked for a minimum of 6 months.

Here, a working week refers to any calendar week in which you have done at least 18 hours of work. The wages received must also be in line with the collective agreement. If your employment sector does not have a collective agreement in place, your pay for full-time work must have been at least EUR 1,252 per month. 

The work you have done does not need to have been completed in a single period. Working weeks from the previous 28 months may be included in the employment condition. If you have been for example studying, sick, in the army, in civilian service, on job alternation leave, or been the primary carer of a child aged 3 years or younger, such periods will extend the 28 month period. The period can be extended to up to 9 years and 4 months.

If you work in the education or cultural sector, your employment condition is calculated slightly differently. 

You must fulfill the employment condition while being a member of the Unemployment Fund. You have to have been a member for a minimum of 26 weeks. We can also take into account your membership in another fund if you have joined the Service Sector Unemployment Fund immediately after having resigned from another fund. This way we can include your working weeks accumulated during your membership at the previous fund as long as you have paid your membership fee at the previous fund until your resignation date. 

You should apply for earnings-related unemployment allowance within three months of the period covered by your application.

Maximum payment period

Earnings-related unemployment allowance is payable for five days per week. The maximum payment period depends on your employment history:

  • 300 days with max. 3 years of employment history
  • 400 days with more than 3 years of employment history
  • 500 days if you are min. 58-years-old when fulfilling the employment history and you have been employed min. 5 years during the past 20 years. You might also have the right to 500 days if your maximum payment period has started before before January 1, 2017.

The maximum payment period starts over when you fulfil the 26-week employment condition again. Employment and age requirements, that determine the length of the maximum payment period, are examined at the beginning of each maximum payment period.

If you are unemployed after the maximum payment period, you can claim labour market subsidy from the Social Insurance Institution of Finland (Kela).

Additional days

Earnings-related allowance can be paid after the maximum period as so called additional days if you have reached a certain age before the maximum payment period runs out. You are also required to have worked for at least 5 years in the last 20 years.

 The required age depends on the year of your birth. It is: 

  • 60, you are born between 1955 and 1956
  • 61, if you are born between 1957 and 1960
  • 62 if you are born in the year 1961 or after

5-day waiting period

There is waiting period of 5 days when you first apply for earnings-related unemployment allowance or when you fulfil the 26-week employment condition again. You cannot receive allowance during the waiting period. The waiting period is five full unemployment days. Only weekdays can be included in the waiting period.

If you are partially employed, your waiting period only accumulates when you are not working. In this case, the waiting period must accrue within eight successive calendar weeks. The waiting period cannot be accrued if your working hours during the application period exceed 80 % of a full-time employees working hours. 

The 5-day waiting period can only be set once within one year. 

Amount of allowance

The amount of earnings-related daily allowance is calculated on the basis of your pre-unemployment salary. Wages are taken into consideration for at least 6 months. As a rule, wages are only taken into account for those weeks in which you have worked for at least 18 hours. In addition, paid holidays and sick leave can be included if wages from the leave period equal 18h/week. 

The wages received must also be in line with the collective agreement. If your employment sector does not have a collective agreement in place, your pay for full-time work must have been at least EUR 1,252 per month in 2021. 

When calculating the amount of allowance only income considered as regular salary is taken into account. For example, holiday bonus, holiday compensation or bonuses based on a company’s result are NOT part of your regular salary.  

In addition, there is a statutory deduction from the salary. The deduction equals employee’s pension and unemployment insurance contributions as well as sickness insurance daily allowance, which are deducted from one’s salary. In 2021 the statutory deduction is 4,34 %. This means that the salary used to calculate one’s daily allowance is always slightly smaller than one’s gross salary.

You can estimate the amount of your earnings-related allowance by using the TYJ’s allowance calculator.

We are not able the use your salary from last 6 months if your working hours have been reduced based on part-time pension or part-time disability pension, partial care leave or partial sick leave. In these cases you allowance will be based on your income prior to your part-time pension/ part-time disability pension/ partial care leave/ partial sick leave. In these cases, we ask our members to send us a wage certificate from the time that will be used to calculate your allowance. 

The full earnings-related allowance (including possible child increase) can be no more than 90% of the daily pay on which the daily allowance is based. If you receive an increased earnings-related daily allowance, it can not exceed the salary on which the daily allowance is based.

The basic component of the earnings allowance is EUR 33.78 per day and EUR 726 per month. This part of the daily allowance does not depend on your pre-unemployment wages and the full daily allowance is always at least equal to the basic component. The earnings-related component, the amount of which depends on your wages, is then added to the basic component. The earnings-related component is 45 per cent of the difference between your daily wage and the basic component. If your monthly salary is more than EUR 3,209, the earnings-related component is 20% of the excess.

Your allowance is recalculated when you fulfill the six-month employment condition again and it has been at least one year from the last time your allowance was calculated. The five-day waiting period also starts again. The new daily allowance level is calculated even if there were unpaid days left in the previous daily allowance period.

If you fulfill the employment condition but it has been less than a year from the last time your allowance was recalculated (and the first paid allowance day), your allowance will not be recalculated and there will be no 5-day waiting period. However, your daily allowance period will restart. 

The earnings-related unemployment is taxed. You can read more about the taxation of unemployment allowance here

Increases in the amount of allowance

If you have children under the age of 18, you can get a child increase. The childcare increase is EUR 5.30 for one child, EUR 7.78 for two children, and EUR 10.03 for three or more children. 

If you participate in a service promoting employment, you may also receive an increased allowance. The increased earnings-related component is 55 per cent of the difference between your daily pay and the basic component. If your monthly salary is more than EUR 3,209, the earnings-related component is 25% of the excess.

You can claim unemployment benefits during an employment promotion measure regardless of a waiting or suspension period.

Expense allowance

If you take part in a service promoting employment arranged by the TE Office or your municipality you may receive an expense allowance of EUR 9 per day during the services apart from self-directed study. The expense allowance is EUR 18 a day if the service is provided outside your labour market region. The expense allowance will also be EUR 18 when the service is provided outside your municipality of residence and you have accommodation expenses.

You are not entitled to the expense allowance during independent studies.  

Read more about expense allowance

Mobility allowance

Mobility allowance covers expenses caused by travelling to work or moving, when you are unemployed and take a job far away from where you currently live.

You can claim mobility allowance before the commencement of actual employment if you start training related to an employment relationship that will last at least two months.

You can claim mobility allowance, if:

  •  travelling to work or training and back at the beginning of the employment or training (or when you agree on the job if you move to another town because of it) takes more than three hours per day in the case of full-time employment or more than two hours in the case of part-time employment
  • you are entitled to unemployment allowance immediately before the employment begins
  • the length of your employment is at least two months.

Mobility allowance equals the basic unemployment allowance and is paid for no more than five days a week. The 2021 mobility allowance for full-time work without increases is about EUR 726. In addition, a child increase and increased component on the basis of the length of the journey can be sought for the allowance.    

The maximum payment period for mobility allowance is 1-2 months depending on the length of your employment. For a 2-month employment, the maximum period is one month, for a 3-month employment it is 1,5 months and for a 4-month employment it is 2 months. 

Holiday and earnings-related unemployment allowance

Annual holiday, holiday pay and holiday bonus can affect your allowance if you are laid off. The effect depends on whether the holiday and related payments are based on full-time or part-time work. Also, the dates on which holiday pay and holiday bonus are paid matter, because the so-called adjustment is made in the application period in which the earnings, e.g. holiday bonus, are paid.

If you laid off from full-time work, you are can't receive unemployment allowance during your holiday. Since you are not entitled to unemployment allowance, holiday pay and holiday bonus earned from full-time work are not adjusted with unemployment allowance. Therefore the dates on which these are paid do not matter either. Work where the working hours are over 80% of full-time working hours is considered as full-time work. 

If you are laid off from part-time work you might be eligble for unemployment allowance during your vacation as long as you are registered as a job seeker at the TE office. Remember to report your holiday on the application. Holiday pay and holiday bonus reduce unemployment allowance.  Adjustment is always made in the  application period in which the holiday pay and holiday bonus are paid to the applicant’s account. Work where the working hours are maximum 80 % of full-time working hours is considered as part-time work. 

Read more about adjusted allowance or lay off situations. 

Read more

Member benefits

    Contact information 

    Please notice that PAM and Unemployment Fund helplines are experiencing high call volumes especially in the morning. Answers to many questions is found on our web site.

    Membership services

    030 100 630 10 am to 2 pm

    Employment advice

    030 100 625  10 am to 2 pm

    Unemployment benefit advice 

    020 690 211 10 am to 2 pm

    Service hours during summer

    The telephone services  in the summer from Monday to Tuesday and Thursday to Friday between 10 am and 2 pm. 

    PAM's regional offices will be closed from 5 July until 30 July, except forthe Helsinki-Uusimaa regional office, which is open the whole summer.