Edited: 08.05.2019 - 14:16

Keywords: Member benefits


More information for employee representatives

If P&C benefits for PAM members

As a PAM member, just one If insurance policy gives you access to If’s bonus programme (If Etuohjelma), when you agree to receive your insurance mail electronically via If’s online service (Omat Sivut). If’s bonus programme provides you with a minimum discount of 11% on your premiums*. Your benefits increase with the volume of your custom. At the highest level, your discount is as much as 16% and you’ll be assigned your own service advisor to take care of your and your family’s insurance matters.

What’s more, you’ll benefit from the most affordable life insurance in Finland (price comparison 9/2016 by the Finnish Financial Ombudsman Service FINE):

1. Primus life insurance for you and your spouse/partner, member discount of up to 57%. Example: €50,000 coverage for a 30-year-old for about €4 per month, amounting to less than €50 per year.

2. Comprehensive Primus accident insurance cover for you and your spouse/partner at a discount of up to 61%. Choose coverage against medical expenses, permanent injury, death or short-term incapacity due to an accident, according to your needs.

3. Accident insurance for your child without deductibles for about 3 euros per month – valid at all times and everywhere, including competitive sports.

4. In addition, you’ll receive a €2,000 survivor’s insurance policy (Selviytymisturva) as part of all new Primus insurance policies as an extra benefit without charge.

Further details are available in Finnish online at if.fi/pam and henkivakuutuskuntoon.fi.

*Except for Primus insurance policies.


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