Contact information 

Please notice that PAM and Unemployment Fund helplines are experiencing high call volumes especially in the morning. Answers to many questions is found on our web site.

Membership services

030 100 630 10 am to 2 pm

Employment advice

030 100 625  10 am to 2 pm

Unemployment benefit advice 

020 690 211 10 am to 2 pm


Updated: 10.03.2020

If benefits for PAM members

If offers PAM members the possibility to join the If Benefit Programme with just one insurance policy, if you receive your insurance mail online on If My Pages. When you belong to the If Benefit Programme you get at least 11 per cent discount on your insurance premiums*. The benefits grow with your loyalty. At the highest benefit level you get up 16 per cent discount on insurance and your own service adviser to look after your family’s insurance matters.

You can also benefit from the lowest-cost life insurance in Finland (FINE price comparison 9/2016):

1. Primus life insurance for you and your spouse, member discount up to 57%: e.g. for a 30-year-old 50,000 € cover approx. 4 €/month, i.e. less than 50 € a year.
2. Comprehensive Primus accident insurance for you and your spouse up to 61% cheaper. Choose the cover you need for care expenses, permanent disability, death or short-term work incapacity due to an accident.
3. Child’s accident insurance with zero excess for around 3 euros a month – valid anywhere, anytime, including competitive sport.
4. For all new Primus insurance policies you also get a free extra benefit of 2000 euros Survivor’s cover.

More information and

*Apart from Primus insurance

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Member benefits