Edited: 05.02.2018 - 10:40

Keywords: Membership fee, Membership, Member benefits

Instructions for admission form

These instructions help you fill in the online admission form.

Admission form: for new PAM members.

Who can join PAM?

All paid employees working in private service sectors, including those in managerial positions, can apply for membership of Service Union United PAM and the PAM Unemployment Fund. Self-employed professionals and entrepreneurs who have no additional employees can also join the Union. In addition, students studying for a service sector occupation are also welcome to join.

You can join PAM if you are currently in paid employment. Unemployed people or those currently on an unpaid period cannot join the Union or the Unemployment Fund. Unpaid periods include unpaid maternity, paternity and parental leave, periods on national sickness and unemployment allowance paid by the Social Insurance Institution of Finland (Kela), national military service, or full-time studies (in this case, however, you can join as a student member), etc.

Membership number and membership card

If you include your phone number when joining, PAM will send you your membership number by text message once details of your membership have been entered into the Membership Register. You’ll also receive a mobile membership card, which you can use as proof of membership. The membership number is also included in a welcome letter sent to all new members by post. If you wish, you can also order a plastic membership card from PAM’s e-service.

PAM’s e-service is an easy way to manage many membership matters online. Your e-service user ID is your membership number. When you log in for the first time, the password is your date of birth in DDMMYYYY format.

When does my membership begin?

According to the Rules of the PAM Unemployment Fund, your membership will start on the date when your membership fee is paid, however, at the earliest on the date when your written application form arrives with the Union and the Unemployment Fund. The Rules of the Unemployment Fund are available in Finnish and Swedish at pam.fi/tyottomyyskassa.

If you include your phone number when joining, PAM will send you confirmation of your admission by text message once details of your membership have been entered into the Membership Register. The message will also include your membership number. You will also receive a welcome letter confirming your admission by post, including your membership number. However, make sure that you pay your membership fee as of the date of joining, because your membership will only become valid on the date of payment.

How can I transfer from another union and fund to PAM?

If you wish to authorise PAM to terminate your membership in your previous union/fund, first tick the 'I’m transferring’ option and then the ‘I hereby authorise’ option in the Membership section. This means that you don’t have to inform your previous union of your transfer to PAM, as the unions can deal with the transfer on your behalf.

Before you transfer to PAM, ensure that membership fees paid to your previous union and fund have been settled right up until the date of transfer, so that there is no interruption of your membership.

You must transfer from your previous unemployment fund to the PAM Unemployment Fund within 30 days, in order to retain your accrued qualifying period for earnings-related unemployment allowance. According to the Act on Unemployment Funds, an individual may only be a member of one unemployment fund at a time.

What if I have several employment relationships?

If you have more than one employment contract, include the details of your primary job on the admission form. Once your admission has been entered into the PAM Membership Register and you have received a membership number, you should add details of any other employment relationships using PAM’s e-service. Your membership number is your e-service user ID and the password when you first log in is your date of birth in DDMMYYYY format.

You are required to pay membership fees for each of your employment relationships as specified by the Rules, in order for your unemployment security to apply to all of them.

What if I have a fixed-term contract?

Once your admission has been entered into the PAM Membership Register and you have received a membership number, you should add the end date of your fixed-term employment relationship using PAM’s e-service. Your membership number is your e-service user ID and the password when you first log in is your date of birth in DDMMYYYY format.

What if I’m an entrepreneur or in a managerial position?

If you own shares in your employer company as specified below, or if you otherwise satisfy the conditions of entrepreneurship, you are, as a general rule, considered to be an entrepreneur in terms of unemployment security. As a result, you are not necessarily entitled to receive unemployment allowance from a union unemployment fund.

A person is considered to be an entrepreneur if he or she:

  • is obliged to take out insurance under the Self-Employed Persons’ Pension Act (YEL, 1272/2006) or the Farmers’ Pension Act (MYEL, 1280/2006); or
  • is covered by another statutory pension scheme; and
    • works in a leading position in a company where he or she owns at least 15% or his or her family members or he or she together with the family members own at least 30% of the share capital (voting rights), or
    • works in a non-leadership position in a limited liability company where he or she or his or her family members or he or she together with the family members own at least 50% of the share capital or the voting rights carried by the shares, or has otherwise obtained equivalent control of the company.

Family members of an active partner in a limited partnership (Finnish ‘ky’) working for the company, as well as family members of a sole proprietor, are also considered to be entrepreneurs.

‘Leading position’ is taken to mean managing directors, board members or similar. ‘Family member’ is taken to mean married spouses or common-law partners as well as the entrepreneur’s direct descendant or ascendant relatives (children, parents) living in the same household.

What if I’m self-employed?

Self-employed professionals and entrepreneurs can join PAM as entrepreneurial members, but they cannot be members of the Service Union United Unemployment Fund. They pay their PAM membership fees for their earnings that are used as the basis for their pension insurance premiums.

What is the membership fee?

Your PAM membership fee is 1.5% of your gross pay – in other words, your earnings before tax – including the fee for the Unemployment Fund. The amount of membership fee is confirmed by the PAM Council on an annual basis. The fee covers all services and member benefits offered by PAM and the Unemployment Fund.

You will pay membership fees to the Union and the Unemployment Fund for all taxable earnings, benefits and bonuses paid by your employer. If you have several employment relationships, you should pay membership fees for each of your employment relationships, in order for your unemployment security to apply to all of them. Membership fees are also payable for part-time work and work done while receiving adjusted unemployment benefits. The Unemployment Fund will deduct membership fees from the benefits paid to you. You are also required to pay membership fees for any paid work done while studying.

What is the easiest way to pay membership fees?

The easiest way of paying your membership fees is to authorise your employer to withhold them from your pay and remit them to PAM. Your employer can start collecting membership fees from your pay once you have signed a written agreement on collection of trade union membership fees with your employer. Once you have done so, remember to check that each of your payslips includes some amount in a section referring to union membership fees (‘ay-jäsenmaksu’ or similar in Finnish).

If you choose the option ‘Employer withholds subscriptions’ on your admission form, PAM will send a collection agreement to your employer/payroll administrator to start collection of your membership fees. If your employer cannot start collecting your fees immediately on the start date of your membership for reasons such as pay periods, PAM will send you a bank credit transfer form. You should use this form to pay your own fees for the period between the date that you joined and the date when your employer can start collection of membership fees. If you fail to pay for this period for some reason, your membership will only start as of the pay period for which automatic collection was started. You can ensure this by checking that your payslip includes some amount in a section referring to union membership fees (‘ay-jäsenmaksu’ or similar in Finnish).

If your employment is terminated but you start working for the same employer again soon afterwards, you should check with your payroll administration that the membership fee is still being deducted from your pay.

If you wish to or have to end automatic collection of membership fees, you should inform PAM using the ‘Questions about membership’ form available on the PAM website (pam.fi/jasenyys/kysy-jasenyydesta.html), for example. Once you do so, you’ll need to pay your membership fees yourself every pay day.

What if I’m not able or willing to authorise automatic collection of fees?

If you choose to pay membership fees yourself, choose the option ‘I will pay the subscription fees myself’. The easiest way to pay membership fees yourself is to use e-invoicing, which you can activate through your online banking service. Once you do so, PAM will automatically send a monthly e-invoice to your online banking service with the correct reference number. The amount payable on each invoice is always the same as the amount of membership fee that you paid the previous month. You can change the amount before confirming the invoice using your online banking service, if your pay for the month in question was different from the previous month.

If you are not able or willing to use e-invoicing, PAM will send you a list of reference numbers for each month. If you pay your membership fee every pay day through PAM’s e-service, the system will automatically add the correct reference number according to the pay period that you provide. Your user ID for PAM’s e-service is your membership number. When you log in for the first time, the password is your date of birth in DDMMYYYY format.

If you pay your membership fee every pay day through your online banking service, you’ll need to type the reference number for the month in question on the online payment form yourself.

What if I change jobs?

Update your employment details using PAM’s e-service. You can log in to the e-service using your membership number. If your employer automatically collects your membership fees from your pay, you’ll also need to sign a new collection agreement with your new employer to continue automatic collection of membership fees.

What if I take unpaid leave?

You don’t need to pay membership fees for any unpaid periods. Use PAM’s e-service to inform PAM of any possible unpaid periods, such as unpaid maternity, paternity and parental leave, periods on national sickness and unemployment allowance paid by the Social Insurance Institution of Finland (Kela), national military service, or full-time studies. You can log in to the e-service using your membership number. You will avoid any unnecessary reminders and collection letters due to overdue membership fees by informing PAM of any changes in time.

How can I keep my membership up to date?

Update any changes in your contact or employment details using PAM’s e-service. You can log in to the e-service using your membership number. Also remember to inform PAM via the e-service of any possible unpaid periods (such as unpaid maternity, paternity and parental leave, periods on national sickness and unemployment allowance paid by the Social Insurance Institution of Finland Kela, national military service, or full-time studies), because you don’t need to pay membership fees for such periods. You will avoid any unnecessary reminders and collection letters due to overdue membership fees by informing PAM of any changes in time.

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