Contact information 

Please notice that PAM and Unemployment Fund helplines are experiencing high call volumes especially in the morning. Answers to many questions is found on our web site.

Membership services

030 100 630 10 am to 2 pm

Employment advice

030 100 625  10 am to 2 pm

Unemployment benefit advice 020 690 211 10 am to 2 pm


Updated: 01.09.2021

Full service benefits from Turva insurances and premiums

Turva offers PAM members a 10% discount on voluntary, continous insurances. If you have at least one personal, traffic, pet or boat insurance in addition to Turva's home insurance, you will also receive a 10% owner discount.

If you only have one insurance policy, you will receive an owner discount after two years as a Turva customer. These discounts do not apply to traffic insurance.

Read more about the member's benefits on our website, which is tailored for PAM members.

Please also remember Turva's service by appointment where you can reach security experts in the channel of your choice when it suits you best. You can book an appointment here.

Insurance for trade union members from Turva

Trade union members and their families can benefit from special, competitively priced Union comprehensive motor vehicle insurance cover. It includes, amongst other things, bonus protection, meaning that subsequent collision damage does not reduce your bonus.

Turva also offers trade union members customised life insurance cover (‘Henkikulta’ and ‘Parikulta’). In PAM's organizational tasks and events, you are as a unionmember insured with the Association Insurance (additional information in Finnish).

Benefits for the unemployed

In the event of unemployment or layoffs, Turva is flexible in insurance premium payments. On request, the insurance company grants an unemployed or laid-off union member a six-week interest-free additional payment period for insurance premiums. In order to receive a payment period, a Turva customer who has become unemployed or laid off must contact Turva's customer service upon receipt of the invoice, where he or she will receive more detailed operating instructions.

More information on insurance cover and membership benefits from Turva customer service is given by phone 01019 5110 work days betwwn 8 am. and 6 pm., by e-mail or

More information for employee representatives

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Member benefits