Home » Membership » Manage your membership » Paying membership fee Two ways to pay membership fees PAM’s membership fee is 1.5% of your gross salary. Your employer can charge the membership fee directly from your salary, or you can make the payment yourself. Manage your membership Join PAM Participate Transferring to PAM from another union Who can join PAM? Members share: Why I joined PAM E-services Paying membership fee Periods without salary Tax-deducution Recommend membership Update your member information Local branches PAM for Couriers If you have multiple employment relationships, you must pay the membership fees for all of them. This is important, because, for example, the legal aid provided to you only applies to employment relationships for which you have paid membership fees. Employer makes the payment – the easiest way The easiest way is to get your employer to charge the membership fees directly from your salary. This means you won’t need to calculate how much your membership fees should be for your gross income each month. To allow your employer to charge your membership fees from your salary, you must make a membership fee collection agreement (perintäsopimus) with your employer. The membership fee collection agreement is a power of attorney document that allows you to give your employer the right to charge the membership fees from your salary. The employer must provide you with a payslip that shows how your salary is calculated. It allows you to check whether your PAM membership fees have been paid each month. You can make a membership fee collection agreement with your employer digitally in PAM’s e-services, which requires users to log in. Please note that the agreement only applies to one employer. If you have more than one job, you must make the agreement for each employer separately. If you change jobs, remember to make a collection agreement with your new employer. Make the payment yourself If your employer cannot make the membership fee payments, or you do not want them to do it, you can pay your membership fees yourself. There are three ways to do this: the easiest way is to use e-invoicing pay in the PAM e-services pay in your online bank E-invoicing You can order an e-invoice for your membership fees from your online bank. This means that you will automatically receive an e-invoice in your online bank each month with the correct reference number. By default, the amount of the invoice is always the same as the amount of membership fees paid in the previous month. If the amount of your salary has changed from the previous month, you can change the amount in your online bank before confirming the e-invoice. Check the calculation formula below or use the membership fee calculator. Activating e-invoicing Log in to your online bank. Select “Palvelualojen ammattiliitto PAM” from the online bank’s e-invoice provider list. Enter your personal identity code (henkilötunnus) for the e-invoice order. Using e-invoicing PAM sends your membership fee e-invoice to your online bank on the 25th day of each month. The due date for the membership fee invoice is the 15th day of the next month. The amount of the invoice will automatically be filled in as the same amount that you paid in the previous month. You need to change the amount yourself to match the membership fees paid for each month’s salary income. The e-invoice has a link to the membership fee calculator where you can calculate your membership fees. Most banks allow you to order an SMS or email alert whenever you receive e-invoices. This helps you make sure that you don’t forget about the invoices in your online bank. If you wish to stop receiving e-invoices, you can cancel the e-invoice order in your online bank. Paying the membership fees in e-services You can also pay the membership fees yourself each month when you receive your salary in the PAM e-services. The e-services include a calculator that lets you easily calculate your membership fees. There are many payment methods you can use to pay your membership fees. E-services payment methods 2023: Video: How to pay membership fee in eService Paying the membership fees in your online bank You can pay the membership fees each month in your online bank. To make the payment, you will need a new reference number for each month’s payment. When you join PAM, you will receive a list of reference numbers for the payment of membership fees. It has a separate reference number for each month’s payment. You will receive a new list at the start of each year. If you have lost your reference number list, you can find it in e-services under Messages (“Viestit”) -> Communications (“Jäsenkirjeet”). Calculating the amount of membership fees The membership fee is 1.5 % of the gross wages, that is all incomes earned during membership, even when the payment date is after membership has ended. The membership fee includes membership of the Unemployment fund. The union membership fee is tax deductible. Membership fees are paid based on all taxable salary income, benefits and bonuses paid by your employer holiday compensation (lomakorvaus) part-time work, even if the unemployment fund charges membership fees from an adjusted unemployment allowance for the same period allowances and benefits paid by the unemployment fund (the unemployment fund makes the payment). Calculation formula for membership fees Calculate the amount of each month’s membership fees based on the payslip or payslips for the month in question using the following formula: Membership fee percentage (1.5%) times gross salary (= taxable income). Example membership fee calculation for a gross salary of EUR 1,500: 0.015 x 1,500 = EUR 22.50. You can also calculate your membership fees with our membership fee calculator. Calculate your membership fee Late on your membership fee payment? If you haven’t paid your membership fee for some reason, or haven’t announced a period of fee exemption, you can correct the situation in the e-service under Membership fees. If your membership has expired and you cannot log into the e-service, please call our member helpline. We will agree with you how we can get your fees and membership up to date. Tax deductibility of the membership fee The tax deductibility of trade union membership fees will be abolished from the beginning of 2026 as a result of a government decision. The membership fee of the Service Sector Unemployment Fund, which is included in the trade union membership fee (€7 per month), will remain tax-deductible as an expense incurred in earning income. Trade union membership fees paid during 2025 are still tax-deductible. PAM will automatically report its members’ 2025 membership fees to the Finnish Tax Administration, and the deduction will be shown on your tax return in spring 2026. The share of the membership fee paid to the Service Sector Unemployment Fund will remain tax-deductible in the future as well. The Unemployment Fund will take care of reporting the payments to the Finnish Tax Administration, and members do not need to take any action themselves.
